Quick deal check
50% Rule Calculator
What rough expense allowance does the traditional 50% rule produce?
Screening heuristic—not full underwriting
The 50% rule is a rough screening heuristic. Its allowance is not Oycora's canonical operating-expense calculation, does not mean half of rent is profit, and excludes mortgage debt service.
Actual expenses and CapEx remain distinct. This shortcut can materially overestimate or underestimate real costs, does not replace detailed underwriting, and is not a lender-approval standard.