Oycora methodology
Break-Even Occupancy
The rental occupancy needed for collected rental income and other income to cover fixed obligations and percentage-based expenses under Oycora's algebraic model.
Methodology v1.0Effective 2026-08-23Last reviewed 2026-08-23
How this is calculated
Break-even occupancy solves the cash-flow equation for occupancy rather than dividing costs by gross rent alone.
Oycora leaves results above 100% uncapped and uses the superseding algebraic methodology.
Why it matters
It shows how much rental occupancy the modeled obligations require.
What is included
- Scheduled rental income
- Recurring other income
- Fixed operating expenses
- Percentage expenses
- CapEx reserve
- Debt service
- Recurring financing costs
What is excluded
- Income taxes
- Depreciation
- Sale proceeds
Assumptions and limitations
- Values can exceed 100%, indicating the modeled property does not break even within full occupancy.
Used in Oycora
Related learning
Property Analysis
What Is Break-Even Occupancy for a Rental Property?
Break-even occupancy shows how much of a rental property's potential income must be collected to cover operating expenses and debt service. Learn how to calculate it, what the result means, and how to use it to measure a property's margin for vacancy and income loss.