Oycora methodology
Projected Total Return
The sum of cumulative pre-tax cash flow, principal paydown, and modeled appreciation over the holding period.
Methodology v1.0Effective 2026-08-23Last reviewed 2026-08-23
How this is calculated
Projected total return = cumulative pre-tax cash flow + principal paydown + appreciation
Projected equity remains separate and is not double-counted in projected total return.
Why it matters
It combines three modeled return components without treating total equity as an additional return.
What is included
- Cumulative pre-tax cash flow
- Principal paydown
- Appreciation
What is excluded
- Initial equity
- Sale proceeds
- Selling costs
- Income taxes
- Depreciation recapture
Assumptions and limitations
- It is not annualized return, IRR, net profit, sale return, or net sale proceeds.
Used in Oycora
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