Focused rental-property Articles connected to transparent Oycora calculators and methodology.
Property Analysis
Cash-on-cash return measures how much annual pre-tax cash flow a property produces relative to the cash you actually invested. Learn how to calculate it, what belongs in the formula, how financing affects the result, and why it should not be confused with cap rate or total ROI.
Financing
DSCR measures how comfortably a rental property's income can cover its required debt payments. Learn how to calculate debt service coverage ratio, interpret the result, and understand why lender requirements can vary.
Property Analysis
A “good” cap rate depends on the property, market, condition, growth expectations, and risk behind the number. Learn how to interpret cap rates without relying on a universal percentage target.
Property Analysis
Vacancy is not just the time a rental sits empty. A realistic vacancy allowance also helps account for turnover and lost rent, making projected income and cash flow more useful.
Property Analysis
Rental property cash flow is the money left after property income, operating expenses, and financing costs are accounted for. Learn how to calculate it, what affects it, and why realistic assumptions matter more than simply producing a positive number.
Property Analysis
Rental property maintenance costs are uneven, but they should still be planned for. Learn how to build a realistic maintenance budget, separate routine repairs from CapEx, and choose between percentage-based and component-based reserve methods.
